Summary
Highlights
The author considers buying an olive grove in Tuscany but decides against it due to the lack of liquidity, high management overhead, and concentration risk. He concludes that for his multi-asset portfolio, direct land ownership is too rigid.
The author introduces Lande, a regulated European crowdfunding platform that connects investors to farmers needing rapid capital. He discusses the platform's profitability, its oversight by the Bank of Latvia, and the use of hard assets like land and machinery as collateral.
A walkthrough of a €1,000 investment on the Lande platform. The author demonstrates how he spreads his capital across multiple projects with varying terms and risk profiles to ensure diversification, while emphasizing the importance of managing loan-to-value ratios.
The author addresses the risks, including capital lock-in, the potential for defaults, and the lack of state-backed deposit guarantees. He positions his current investment as one component of a broader, diversified portfolio and discusses promotional cashback offers for new investors.