Summary
An overview of Kentucky statutes and insurance policy requirements regarding deductible waivers for safety glass claims.
Kentucky Auto Insurance Safety Glass Coverage Guidelines
Highlights
Defining Safety Glass in Kentucky
Under Kentucky Revised Statute 304.20-060 and 189.120, safety glass is defined as material designed to prevent shattering, encompassing glass on windshields, doors, and required exterior lighting.
Items Eligible for Deductible Waiver
For the purpose of waiving insurance deductibles, safety glass includes windshields, back glass, door glass, headlights, tail lights, turn signals, park/towing lights, hazard lights, and side/rear view mirrors.
Exclusions from Coverage
Certain items are excluded from the safety glass deductible waiver and remain subject to standard policy deductibles, including fog lights, convertible top plastic windows, camper top glass, sunroofs, and T-Tops.