Kentucky Automobile Glass Insurance Regulations

Under Kentucky law (KRS 304.20-060), insurance companies are required to waive the comprehensive deductible for the repair or replacement of windshields, windows, and required safety lights. This waiver applies even if the vehicle is not covered under a standard collision policy, provided the policyholder carries comprehensive coverage.

For vehicles involved in a collision that lack collision coverage but hold comprehensive insurance, insurers must inspect the vehicle and fulfill safety glass estimates under the $0 deductible provision.