Summary
An overview of the significant fees collected by banks from customers failing to maintain minimum average balance requirements in the 2025-26 financial year.
Bank Charges for Minimum Balance Shortfall 2025-26
Highlights
Financial Impact of Balance Requirements
During the 2025-26 fiscal year, both government and private banks collectively charged customers over Rs 7,086 crore for failing to maintain minimum average balances. Private banks accounted for the majority of this amount, totaling Rs 4,948.71 crore, with HDFC Bank leading the charges individually.